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Hi guys and welcome to my personal finance blog! I started this blog for millennials not long after a group chat with friends. We were talking about personal finance and I shared my own perspectives on conquering debt and how it’s possible to do it at zero percent interest in 21 months. My friends were intrigued about my idea and wanted to hear more.

After explaining my method on how it can be done, a millennial friend of mine chimed in and said that she literally used the same exact method to dig herself out of thousands of dollars of debt that she irresponsibly racked up a few years back. She further explained that she had maxed out multiple credit cards at that time but wouldn’t say the exact amount she had outstanding because she was embarrassed.

The method that my friend and I used can be found in my article on How To Pay Off Your Credit Card Without Interest Charges. This is an extremely simple and logical method that will catapult you at Mach speed towards truly being debt free. Check it out if you are currently in debt.

I then realized that I love talking about personal finance. I love sharing what I know. If someone wants to use it, then great. If they don’t, that’s fine too. I know that there is more than one way to skin a cat so I don’t take offense to differing opinions or when someone does the opposite of what I advise. At the end of the day, it’s your life. I encourage people to do their research. Don’t just take what someone tells you at face value. We are humans, we make mistakes, we sometimes become misinformed.

Check out these two articles that show you why it is important to do your research:

Also, check out my article called “Timesheet Template To Increase Your Productivity”. The article is self-explanatory and the Excel tool is very useful for tracking time without using a time tracker app. You can keep all of your business related functions in one place. Download the tool from the article above.

Lastly, don’t forget to subscribe to the email list from the sidebar or below so that you can receive great new articles and fancy new excel tools right to your inbox. Click [spu popup=”1405″]Subscribe[/spu] to join The Millennial Bull movement (Make sure you enable popups)! Click here to subscribe if popup is not working.

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